Zakat Calculator with Muslim Countries

💰 Zakat Calculator

Calculate your Zakat (2.5% of wealth) in your currency

Select Currency: Cash in Hand / Bank: Value of Gold: Value of Silver: Savings / Investments: Business Assets:

Your Zakat will appear here

What is Zakat?

Muslim — A person must be Muslim.
Free — Not someone enslaved.
Adult (Baligh) and mentally sound (sane).
Ownership — Complete ownership & control of the assets.
Nisab — Having wealth above the threshold (nisab).
Hawl — The zakatable wealth must remain above the nisab for a full lunar year (in many cases).

Sunni scholars agree on certain types:

Cash, savings, bank balance.
Gold & silver.
Merchandise / business stock.
Agricultural produce, fruits & crops (under specific conditions) if stored or harvested.
Livestock (like sheep, goats, camels, cattle) when it reaches certain numbers (nisab) and other conditions.

Nisab is the minimum amount of wealth one must have before zakat is due.
Traditionally measured as the equivalent value of:
• 87.48 grams of gold or
• 612.36 grams of silver.
For practical zakat, many scholars use the value of silver nisab because that tends to benefit the poor (lower threshold).

Generally 2.5% on wealth that has been held for one lunar year and above nisab.
Different kinds of assets may have different rates (for example, agricultural produce sometimes has a different rate depending on irrigation method).

Sunni Islam describes eight categories listed in the Qur’an 9:60. The recipients are called asnaf.

Zakat al-Fitr is different: it is given at the end of Ramadan, obligatory on every Muslim who has means. It is usually a fixed amount of staple food or its monetary equivalent.
Ordinary zakat is based on the full wealth, held over a lunar year, etc.

Debts: Debts can be deducted when calculating zakatable wealth if the debt is due.
Joint ownership: Sometimes scholars differ if jointly held property that reaches nisab should be considered.
Timely payment: Once zakat becomes due, delaying without reason is disliked.

“Zakat percentage” refers to how much of one’s zakatable wealth a eligible Muslim must pay as zakat.
The standard zakat percentage is 2.5% (i.e. one fortieth) of wealth that meets nisab and is held for one lunar year.
This 2.5% zakat percentage applies to many types of wealth: cash, savings, business inventory, gold, silver, etc.

So, whenever you calculate zakat, you multiply your net qualifying wealth by the zakat percentage of 2.5% (i.e. 0.025 in decimal).

Zakat on gold means paying zakat (using that same zakat percentage) on the value of gold you own if it meets certain conditions.
The conditions for zakat on gold include owning enough gold to exceed the nisab threshold (minimum amount of gold) and holding it for a full lunar (hijri) year (in most cases).

For example, if you own gold jewelry or gold bars worth above the nisab, you calculate the zakat on gold by taking:

value of gold × zakat percentage (2.5%)

The nisab for gold is approximately 87.48 grams of pure gold in many zakat calculators and fatwa councils.
If your gold holdings are below that nisab, you do not need to pay zakat on gold. Only when the total is equal or above nisab you calculate zakat on gold.

Determine how much gold you own (in grams). Include gold bars, bullion, and sometimes jewelry. For jewelry, sometimes only if above certain weights depending on community practice.
Find the current market value per gram of gold. Multiply the grams you own by the current price.
Check nisab: if total value of your gold is less than the nisab value (value of 87.48 grams of gold), then zakat on gold is not due.
If above nisab, apply zakat percentage (2.5%) to the total value of gold. That gives zakat on gold.

Example:

Suppose you have 100 grams of pure gold.
Current market price is $60 per gram.
Total gold value = 100 × 60 = $6,000.
If nisab threshold is $5,000 (because 87.48 grams × $60 = about $5,248), then you are above nisab.
Zakat on gold = $6,000 × 2.5% = $150.

All major Sunni schools agree that zakat percentage is 2.5% for gold, silver, and other similar liquid wealth when conditions are met.
They also agree on zakat on gold being obligatory once nisab is met and annual (after one lunar year, known as hawl) in many cases.

Type of gold: Zakat Calculator, you have to put Pure gold vs mixed/alloy gold. If gold is alloyed (not pure), only the pure portion (or equivalent) may count for zakat in Zakat Calculator on the gold calculations. Some communities have rulings about gold jewelry intended for usage vs gold held for nvestment.
Gold jewelry meant for personal use: In some places, if each piece is small and for regular personal use, there may be different opinions or exemptions in some schools. But zakat percentage still applies if above nisab in many rulings.
Market fluctuations: Since gold price changes, nisab and the value for zakat on gold need updating based on current gold price; zakat percentage remains constant (2.5%) but value base changes.

Zakat percentage in Zakat Calculator = 2.5% is the fixed rate for zakatable wealth like gold when conditions (nisab, hawl) are met.
Zakat on gold means applying that zakat percentage (2.5%) to value of gold above the nisab.
You must own gold that meets the nisab threshold (about 87.48 grams pure gold) before zakat on gold becomes due.
After holding it for a full lunar year (if required) then you calculate zakat on gold = value of gold × zakat percentage.